Laptops are crucial for both home and office users. It’s a portable technology that can be used at any location to work, watch movies, go shopping, book air tickets, etc. HP laptops are trusted blindly among all the brands as they have years of experience in building laptops with great features and long shelf life. Customers choose HP laptops for their reliability, robust build, competitive pricing, and range.
Whichever the brand, laptops are quite pricey if you are looking for the best configuration offered by a company. The higher the configuration, the higher will be the price. HP laptops’ price range vary from Rs 18000 to Rs 2,00,000. Buying the laptop in a single payment might not be such a good idea as it can put a dent in your credit card and also might affect managing your monthly expenses. Also, if you like an HP laptop with a high-end configuration, but choose a lesser version just because it matches your budget, then you may enjoy the experience.
On the other hand, if you check the HP laptop EMI price, an even higher-end configuration looks affordable as you can pay the entire amount in smaller chunks without burning a hole in your pocket. The EMI starts at around Rs 2700 with tenure varying from 3 months to 24 months based on your choice in the EMI store. This amount is much more manageable than paying at one go. Let’s discuss the major benefits of buying HP laptops in the EMI store.
Major Benefits of buying HP Laptops on EMI
Usually, banks don’t provide conventional loans for products like HP laptops, unlike housing loans, car loans, etc. However, numerous NBFCs (Non-Banking Financial Companies) offer durable loans to eligible customers. Most EMI stores have direct contact with NBFCs enabling consumers to get HP laptop EMI prices without directly contacting NBFCs. The significant benefits of buying HP Laptops on EMI are,
– No need to use your savings
If you buy HP laptops using a durable loan or EMI, there is no need to have surplus cash. Hence, you don’t need to use your savings, and the HP laptop EMI prices can be easily managed within your monthly expense budget. The savings can be used for some personal purposes or to invest in your long-term financial goals.
– Comfortable Repayment period
Usually, paying at one go can stress your monthly expenses, so EMI stores offer flexible repayment periods based on your needs. Normally the repayment tenure varies from 8 to 36 months, and you can decide the best EMI repayment period as per your convenience. It enables you to enjoy your current lifestyle and also get an HP laptop with your desired configuration. It’s a win-win situation for both sellers and buyers.
– Zero Interest Rate
If you approach a bank or an NBFC for a durable loan to get HP laptop EMI prices, an interest component might be applicable based on your lender’s policies, the amount needed, and the CIBIL score. However, if you make an EMI purchase through a dealer, you may get a no-cost and interest-free EMI as a promotional offer. Also, many credit card companies offer to convert your HP laptop purchase into EMI with very low interest making it manageable and within your monthly budget.
– Instant Approval
Most durable loans offered to customers have instant approval attached to them. You can get HP laptop EMI prices with just your ID and address proof.
– Get Best Rates
Usually, online stores offer products at a discounted price along with other value-added services. These online stores also provide HP laptop EMI prices at zero interest rates on purchases through a particular credit card or debit card. You can opt for this facility and use it to your advantage. Buying through online stores has the same benefits and warranties as offline, but the advantages include free home delivery and a discounted purchase.
These days laptops are essential for our daily activities, including work, paying bills, shopping, and other stuff. As laptops can be carried easily and can be used for at least 2 to 3 hours without charging them at any location, they are very beneficial, especially if you have a shortage of space and frequently have to work from home. Moreover, the above financial advantages establish the fact that HP laptop EMI prices make it more affordable, and you can buy higher-end configurations, which might not be possible if you go for a single payment.